powers of attorney

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Have you thought about what would happen:-

If you were not able to cope with your financial affairs, with your bank, mortgage, council tax or utility bills?
Have you ever wondered how you might deal if a parent, spouse or relative were in a similar situation?

The simplest way of dealing is to create a Power of Attorney in favour of someone you trust while you are still mentally and physically fit and healthy.

A Lasting Power of Attorney

What are Lasting Powers of Attorney and why do I need one?

• Lasting Powers of Attorney (LPAs) are a very important document which really everyone should have in place. There has been a drive by the government to promote awareness and encourage people to consider them.

• There are two types of LPA—one which deals with Property & Financial Decisions and one which deals with Health & Care.You can enter into one or both types.

• Essentially they are legal documents which authorise your chosen friend or family member to act on your behalf.

• They can be used in the event that you are no longer able to deal with your own finances or with your consent whilst you still have capacity. For example—you may simply not wish to have the hassle of going to the bank in person or changing your electricity supplier.

Even if there is a question mark regarding your capacity, your Attorneys have an ongoing duty to involve you in as much of the decision making as possible.

• Your Attorneys must always act in your best interests and are governed by the Mental Capacity Act 2005 so there is protective legislation in place.

• If you do not enter into a Lasting Power of Attorney and lose capacity to deal with your own affairs, the
only option is for your family to apply to the Court of Protection in London to be appointed as a Deputy.

• This process can take between 6—12 months and can involved significant costs. During this time your family could not access your money for any reason.

If you would like any further information please do not hesitate to contact Lauren Gillespie or Laura Martin.
Charges: from £350.00 plus VAT


Mrs Lauren Gillespie, Partner and Solicitor LLB (Hons)
Tel 01208 812415 Email: lg@macmillans-solicitors.co.uk


Ms Laura Martin, Solicitor BA (Hons)
Tel: 01208 812415 Email: lm@macmillans-solicitors.co.uk

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